Australia news live: tributes for ‘best mate’ miner killed in Ballarat rockfall; one in eight cannot afford home insurance

Bruthen man Jurt Hourigan, 37, was killed in an underground gold miner accident on Wednesday. Follow the day’s news live

One in eight people can no longer afford home insurance

One in eight households can no longer afford insurance and a global insurance company has blamed a lack of risk reduction and planning laws that allow building on flood-prone land, AAP reports.

Risk reduction is the only way to lower the risk and therefore improve affordability.